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I took out a loan from a bank.

I need a loan from the bank to start my own business.

I don’t need a loan

The couple took a loan to buy a house.

take out a loan

I must take a loan from the bank.

I hope the bank won't reject my application for a loan.

We can't afford this car, we need a loan.

I have a loan in the bank

If we don’t do it, we will have to take out a loan.