Biznes (w4) na 25.04

social impact

wpływ społeczny

enviromental impact

wpływ na środowisko

real economy

realna, prawdziwa ekonomia

tripple bottom line

potrójna linia przewodnia (analiza wyników firmy pod trzema względami: ekonomicznym, ekologicznym i społecznym)

sustainable bank

zrównoważony bank

investment banking

bankowość inwestycyjna

commercial banking

bankowość komercyjna

bad debt

nieściągalny dług

national debt

dług publiczny

external debt

dług zewnętrzny

debt funding

finansowanie dłużne

public funding

Fundusz publiczny

crisis funding

finansowanie kryzysowe

interest-free loan

pożyczka nieoprocentowana

short-term loan

pożyczka krótkoterminowa

bridging loan

Pożyczka pomostowa

booming economy

Ekonomia nagłego wzrostu

black economy

czarna gospodarka

fair trade

sprawiedliwy handel

free trade

wolny handel

overseas trade

zagraniczny handel

investing

inwestowanie

investors

inwestorzy

blue-chip

wartościowy

expose

odsłaniać, odkrywać

exposure

narażenie / ekspozycja

finiancial exposure

ekspozycja finansowa

bookkeeping

writing down the details of transactions (debits and credits)

accounting

keeping financial records, recording income

managerial accounting

preparing budgets and other financial reports necessary for managment

cost accounting

working out the unit costs of products, including materials, labour and all other expenses

tax accounting

calculating an individual's or a company's liability for tax

auditing

inspection and evaluation of accounts by a second set of accounts

creative accounting

using all available accounting procedures and tricks to disguise the true financial position of a company

cash card

karta do bankomatu

cash dispenser / Automatic Teller Machine (ATM)

bankomat

credit card

karta kredytowa

home banking

doing banking transactions by telephone or from one's own personal computer

loan

pożyczka

mortage

hipoteka

overdraft

an arragment by which a customer can withdraw more from a bank account than has been deposited in it, up to an greed limit; interest on the debt is caluculated daily

standing order

zlecenie stałe

current account/checking account

rachunek bieżący / rachunek bieżący

deposit account (Br. Eng.) / time or notice account (Am. Eng.)

rachunek depozytowy (Br. inż.) / rachunek czasu lub zawiadomienia (Popr. inż.)

assets

anything owned by a business that can be used to produce goods or pay liabilities

liabilities

all the money that a company will have to pay to someone else in the future, including taxes, debts, and interst and mortage payments

turnover

obrót

depreciation

the reduction in value of a fixed asset during the years it is in use

debtors (GB) / accounts receivable (US)

sums of money owed by customers for goods or services purchased on credit

overheads

koszty ogólne

earnings

zarobek

shareholders (GB), stockholders (US)

a company's owners

stock

raw materials, work in progress, and finished products stored ready for sale

issuing bonds

default

principal

the amount of a loan

maurity

date at which the money will be returned

pension funds

retirement money

buy-and-hold investors

keep their bonds till maturity

non-payment

borrowing money

price appreciation

rise in interest rates

price depreciation

fall in interest rates

capital gains

profits on the sale of asstets

revive

odnowić, odżyć

recession

negative growth

forecasting

predicting

loan

credit

held up

delay

in a state of extreme danger

crisis

one immediately following the other

consecutive

the people it owes money to

creditors

an important part

a key component

whereas it was

compared to/with

agree on terms

uzgodnić warunki

to reach the target

osiągnąć cel

granted

Zgoda

to meet the conditions

spełnić warunki

resentful

obrażony, dotknięty

arbitrary

randomly

cronyism

employing someone you know (someone form your family), not looking at their skills/experience

interim

tymczasowy

retain and nurture

zachować i pielęgnować

Top-down employee performance evaluations

A top-down review involves a supervisor formally meeting with the supervisee to discuss mistakes and insights and provide constructive feedback.

Peer-to-peer employee performance evaluation

The peer-to-peer performance review process allows employee assessments to be conducted in a more objective manner, allowing a deeper look into the employee's strengths, weaknesses, and capabilities.

360-degree performance reviews

A 360 performance review is a method for measuring employee performance. It uses feedback, including an employee self-evaluation, to provide a comprehensive look at an employee's efficiency, productivity, contributions and work behavior.