Kolo 3

huge, vast

very big

leak

secret information that has been revealed

stake

share in a company

located

situated

tax heaven

a place where tax is low

remit

sent (money

watchdog

an organization monitoring some issue

dwarf

to make somebody or something seem small

shelter

hide

beneficiary

somebody who benefits from something

cashed in

paid

pension fund

an institution saving people's money for their retirement

Granting

giving (loans)

Terms

conditions

interest rates

percentage of a loan to be paid extra

credit crunch

a time when bank don't grant credits

commercial

paper

fees

charges

revolvers

renewable loans

collateral

banking security

credit rating

ability to repay a loan

debt

money owed

default

non

mature

have to be paid

the Libor

London interbank offered rate

commitments

obligations

hedge

protect

strictures

limitations

repayment

paying off

Frictions

tensions

penpushers

office

expense

cost

proximity

closeness

colleagues

friends from work

agreeable

nice

shortage

lack

ongoing

continuing

evidence

proof

rubbing shoulders

meeting and talking

outweigh

are heavier than

reherse

practice

Survey

research

embark on

start something

emphasis

stress

focus

concentrate

run

manage

rigid

stiff

agility

being effective

compete

be a competitor

resort to

to use

collaborate

cooperate

hindered

was an obstacle to something

rule of thumb

principle

insight

knowledge

hampered

disturbed

high

flyers

empower

given authority

senior

high

Slash

Ciąć

Underperforming

niezadowalający,

Position

Stanowisko

Footprint

Ślad

Post

Stanowisko

Number

Liczba

burgeoning

rozwijający się

Roots

Pochodzenie

to Scale

wspinać się

Hindered

Utrudniony

Laundry

Pranie

Red tape

zbyt rozbudowana biurokracja

Basket

Koszyk

mergers and acquisitions

fuzje i przejęcia

pension funds

fundusze emerytalne

provider

dostawca

expertise

wiedza specjalistyczna

emerging

powstający, kształtujący się

basis

podstawa

listed

notowany na giełdzie

sheet

arkusz

equity

udział w kapitale spółki

analysis

analiza

analysts

analitycy

ongoing

trwający, toczący się

currencies

waluty

decline

spadek

assessment

ocena, wycena

issuing

wydawanie, emitowanie

diluted

rozcieńczony

Foreclosure

zajęcie obciążonej hipoteki

Skyrocket

Szybko rosnąć

CDO

Collateralised Debt Obligation

Bailout

Wsparcie finansowe

Lobbyists

lobbysta

Contributions

datek, składka

Corrupted

skorumpowany

Faculty

Wydział

Prominent

Wybitny/Zauważalny

Penthouse

Luksusowy apartament na ostatnim piętrze budynku

Compensation

Odszkodowanie

Stimulate

przyśpieszać (wzrost czegoś), stymulować (rozwój

Bubble

Bańka

Doubled

Podwojone

Underwriter

Ubezpieczyciel

Spike

Kolec

Book

Rezerwowac

Ponzi scheme

piramida finansowa

Default

Failure to repay a loan

Premium

składka ubezpieczeniowa,

Speculations

Domysły

Bet

Założyć się

Unregulated

nieregulowany

Cash bonuses

bonusy pieniezne

Rating

Ocena

Quadruple

czterokrotnie zwiększyć,

opinion

opinia, zdanie

Credit rating

estimates of peoples ability to fulfil their financial commitments

Default

failure to repay a loan

Collateralized

with property or another asset used as a guarantee of payment

Cash flow

the money generated by investment

Write off

cancel a bad debt or another worthless asset from an account

Cash flow

the money the company receives minus the money it spends during a certain period

Equity

part ownership of a company in the form of stocks or shares

mutual funds

funds operated by investment companies that invest peoples money in various assets

pension funds

funds that invest money that will be paid to people after they retire from work

principal

the amount of capital making up a and or other loan

maturity

the length of time for which a bond is issued

coupon

the amount of interest that a bond pays

insolvent

unable to pay debt

creditors

people or institutions to whom money Is owned

dividends

payments by companies to their shareholders

brokerages

business that buy and sell securities

bid price

the price at which a buyer is prepared to buy a security by a particular time

offer price

the price at which seller is prepared to sell a security at a particular time

yield

the rate of income an investor receives from security

derivatives

financial instrument whose prices are dependent upon, or derived from underlying assets such as stocks bond, etc.

future

is contract agreement to buy or sell security at a predetermined price at a predetermined point in the future

option

offers the buyer the right but not the obligation to buy or sell an asset at an agreed upon price, either during a certain period of time or on a specific date

commodities

are raw materials or primary products

hedging

means making contracts to buy or sell commodities or financial assets in the future at a pre arranged price as a protection against price changes

speculation

means buying asset in the hoper of making a capital gain by selling them later a a higher price

interest rate swap

Is an agreement to exchange future interest payments with another company or financial institution

a currency swap

is an agreement between two parties who exchange principal and fixed rate interest payments on a loan in one currency for principal and fixed rate interest payments on an equal loan in another currency

income

all money received from business activities during a given period

expenditure

all the money the business spend

budget

a financial operating plan

asset

anything owned by a business,

liabilities

all the money that a company will have to pay to someone elese in the future

debit

an entry in an account, recording a payment made

credit

an entry in account, recording a payment received

accrued

adjective describing a liability which has been incurred bud not yet invoiced to the company

deferred

delayed or postponed unti a later time

cost accounting

calculating all the expenses involved in producing sth

tax accounting

calculating how much an individual or a company have to pay to the local and national goverments

auditing

inspecting and reporting on accounts and financial records

accounting

preparing financial statements showing income and expenditure, assets and liabilities

managerial accounting

providing information that will allow a business to make decisions, plan future operations

creative accounting

using all available accounting procedures and tricks to disguise the true financial position of a company

bookkeeping

writing down the details of transactions

allocation

distribution according to plan

commercialize

to organize th to make profit

externalities

postive or negative consequences of economc activities

infrastructure

basic systems ad services such as transport and power supplies

optimal

the best or most likely to bring success

outcome

the result or effect of an action or situation

unfettered

not limited by any rules or controles